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Frequently Asked Questions...
ASK AN EXPERT  QUESTIONS & ANSWERS
We welcome any questions you might have and will update this section to include responses to your questions and other frequently asked questions.
Click on any question to be given the answer...
Q1 - At what age can my horse be insured?
Q2 - Is it more costly to insure a young foal?
Q3 - Will the rate charged to insure my foal reduce once it is weaned?
Q4 - Will my horse ever be too old to insure?
Q5 - Is there any type of insurance available for my senior horses?
Q6 - Will my senior horses ever be too old for mortality insurance?
Q7 - What do you recommend I do about insurance on my senior horses?
Q8 - Why should I purchase surgical or major medical coverage on my horse?
Q9 - If my insurance policy includes the emergency colic surgery coverage and my horse only requires medical treatment for colic, will I be covered?
Q10 - What do I need to do to get immediate insurance coverage on my horse?
Q11 - How can I justify the value for insurance on my horse?
Q12 - Is there an extension period on my annual policy?
Q13 - Is there an extension period on the major medical or surgical coverage?
Q14 - Does my policy have a grace period after the policy expiration date?
Q15 - Is there a specific time limit for reporting a claim under my policy? Q16 - ow am I paid for major medical claims?
Q17 - If my horse has been treated for colic, can it be insured?
Q18- I plan to geld my young colt. This is elective surgery. Am I required to notify the insurance company?
Q19 - What is not covered under the major medical endorsement?
Q20 - Are all horses eligible for the major medical coverage?Q21 - What is the difference between the major medical endorsement and the surgical endorsement?
Q22 - As a horse owner, why do I need a special liability policy?
Q23 - If I am providing riding instructions on my farm, what additional insurance coverage should I consider?
Q24 - Please explain some incidents why I should consider an Equine Liability Policy?
Q25 - I operate a boarding facility, what liability insurance should I consider?
Q26 - I have a two-horse trailer and will often times haul a friend's horse to a horse show. What happens if I am involved in an accident?
Q27 - Why should I consider replacing my Homeowner's policy with a Farm/Ranch Owner's policy?
Q28 - Will a Farm/Ranch Owner's policy be more expensive than my Homeowner's policy?
Q29 - Is there a payment plan available to spread the cost of the annual premium?
-  Click Here for a printable document with all of the FAQs listed
Do you have specific questions not answered here? We would like to hear from you and answer your inquiries
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