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Commercial Equine Liability...



Vital coverage if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, or horse sales. The policy covers liability claims resulting from bodily injury or property damage to others resulting from your horse-related activities.

 



Please complete this form for a quote.

Items marked with a * are required for a quote.

*Contact Name
Organization                                                      Name
*Phone
Best Time To Call
Work Phone
Best Time To Call
Cell Phone
Fax Number

* E-Mail

* Enter E-Mail                                                  Again

* Address

 

*County

 

  Number of                                                  Acres

Location if                        different from above address

 

*City


*State/Province:

 

*Zip Code

*Country:


Contact me by:                                               

Do you currently                                               have a policy?

Policy Re-Newal                                                Date?

Please quote Liability Limit

Has there been any claims or incidents in the past three years?

Has coverage been denied and/or cancelled in the past three Years?                            

Are you leasing property for your horse operation?

Ownership Type

Total number of owned/leased horses including those owned in partnership:

How many of your owned/leased horses are taken off premises? (horse shows, etc.) ?

Number of stalls on premises

How many years have you been in this type of operation ?

Is there 24 hour supervision at your facility ?

Are emergency  numbers posted?

Do you have Safety & Barn Rules posted/written out ? (a copy will be requested)

Are State Equine liability signs posted ?

Is Smoking allowed in barns?

Are shoes with heels required ?

Are helmets  required ?

When Are helmets  required ?

Describe precautions taken to keep horse(s) from having access to public roads: i.e. fencing, gates, distance from public roads:

Declare all equine activities by marking “yes”. Any events or activities not disclosed or described are NOT COVERED.

Breeding?

Total number of stallions standing at stud on your premises

Total number of stallions which you own or have partial ownership standing at stud off premises

Average stud Fee charged

Total number of mares covered annually on premises

Total number of mares which you own, covered   annually off premises

Gross annual ncome from breeding

Do You Board?

Number of horses on Full Board

Amount of Full Board Fee

Number of horses on pasture board

Amount of   pasture board

Do You sell horses?

Number of horses  sold annually

Gross annual  income from horse sales

Do you train horses?

Average number of horses in training monthly?

Training Fee

Do You have an independent trainer? (not an employee, must be over 18 yrs old)

Do You provide                                         riding instructions ?

Type of instruction

Anyone under 21   giving riding instructions ?

How Many  Lessons are given annually ?

Average cost per  Lesson ?

How many School Horses are used for riding instructions ?

 

Maximum # of school horses used at one time

 

Ratio of instructors to students

  Do you attend off-premises shows with your students

 

 If Yes, number of off-premises shows attended annually

 

Gross receipts from attending off-premises shows

 

Average number of weekly lessons given on School horses?

Average number of weekly lessons given on Client's own horses?

Are there any Day Camp Activities? (If yes, a supplemental application required)

Do you hold on Premises Riding Clinics?

Total clinic days?

Clinic dates?

Number of participants per day:

Do you hold off Premises Riding Clinics?

Total off Premises clinic days?

off Premises Clinic dates?

Number of participants per day:

Do you host shows or other equine events?

 

Description of equine event activities

 

Event dates?

Note: If dates have not been set, notice is required for each show/event day for coverage to apply.

Average number of competitors per show/event day

Average number of spectators per show/event day

Maximum number of competitors per show/event day

Maximum number of spectators per show/event day

If you host shows, please answer the following.

Is the show/event sanctioned?

If sanctioned show, provide Sanctioning Organization

Do you sell tack?

Do you offer pony and horse drawn vehicle rides? (Insurance is NOT available for programs designed for the general public)

Do you offer trail rides to the general public? (Insurance is NOT available for programs designed for the general public)

Do you offer horse rental to the public? (Insurance is NOT available for programs designed for the general public)

Is hunting allowed on your premises?

If yes, by whom?

Do you charge a fee?

Do you operate a bed and breakfast? (Insurance is NOT available for programs designed for the general public )

Is there a swimming pool on the premises?

If yes, is there a security fence around the pool?

Do you own dogs?

If yes, please provide the number of dogs, breed and purpose (i.e., pets, barn dogs, etc.)

Are other dogs permitted at your facility?

Has any dog you own or on your premises bitten or caused injury to anyone ?

Are there other animals on premises ?

If yes, please describe (i.e., 3 barn catss, 2 goats etc.)

Is there alcohol sold on your premises?

Is someone required to be named as additional insured under your policy?

What is the relationship (example – premises owner for leased property)

Is Care, Custody & Control coverage desired?

 

If yes, you also need to fill out that application. Care, Custody & Control provides coverage for non owned horses in your care for injury or death if you are found negligent.

See detailed information included with liability coverage information. Complete Care, Custody & Control Application which provides cost at various limits.


Comments/Questions:




Smith-Embry Insurance

 
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